I was attracted by this website today. Thanks to my boss for sharing this valuable websites. Nowadays, most of our citizens getting involves with credit card and debts. It is already becoming a trend for each people to have a credit card. It is OK if we are using it in the right way....BUT if in the other way? You all better think about this...hehehehe. Let us see the information OK. I already translated it into English for those who can't understand Malay...hehehehe, hope that you all can understand....
Sourced by: Suzardi Maulan (pakdi.net)
Each disease have their own symptoms. Disease which related to money also have its own symptoms. Here are seven signs that show we are having diseases in financial matters.
1. Increase the number of credit card
Bank credit card limit of Siti is getting close to the limit set. Unfortunately, if she did not spend the credit card for monthly expenses, how can she survive? Salary money was exhausted when by middle of the months. So, it is time looking for a new credit card from Malay Chinese Indian Bank.
2. Credit card debt to pay a very minimal
Every month we use the credit card, but we only just enough to pay the bank to ask for. So the debt keep increasing day by day due to charges lap element in credit card and methods of trading profit in the Islamic banking credit card.
3. Deflated savings accounts
Fund thus exists. At first we was diligent to keep. During bachelorhood before, the commitment is still small. But when we bought a car, buy a camera with a credit card, buy a laptop with a credit card, wedding expenses on credit, then we save only when there is more. When spending more than income, then began to be deflated savings account to pay this and that.
4. Alternately pay monthly bills
Bills for electric, water, ASTRO, phone, internet. Ehhhh, but when slow pay a month or two, it is not to be cut even further. So, we may pay the bills alternately.
5. Can't sleep at night
Debt if not managed properly, can lead us to an uneasy life. Perhaps work began to be unfocused and even so did not sleep well because a lot of thinking about debt and other financial problems.
6. Quarrel with spouse
There is a lot of divorce cases which related property issues. Nauzubillah. So, when there are financial problems, debts, then we should always discuss with your husband / wife to find the best solution. Plan your money with a partner. Not save money problems came a time, we fight.
7. Finding the "easy" loan
Credit cards already become a collection in the wallets. Private financing has also made overlapping. But the money problem is still not solved. We are already looking for opportunities for easy loans and financing schemes that do not need to see the CCRIS, CTOS blacklist and so on. Erkkkk wrong day, some of them borrowing from 'ALONG'.
